| Bank credit and economic growth: Short-run evidence from a dynamic threshold panel model SH Lay Economics Letters 192, 2020 | 29 | 2020 |
| Exchange rate movements in a dollarized economy: The case of Cambodia SH Lay, M Kakinaka, K Kotani ASEAN Economic Bulletin, 65-78, 2012 | 28 | 2012 |
| Impact of financial inclusion on economic growth in secular and religious countries PK Ozili, SH Lay, AA Syed Journal of Financial Regulation and Compliance 31 (4), 420-444, 2023 | 15 | 2023 |
| Financial inclusion: Are mobile phones helpful in Cambodia K Seng, SH Lay NBC Work-ing Paper Final, 2018 | 10 | 2018 |
| Exchange Rate Movements in a Dollarized Economy: The Case of Cambodia SH Lay, M Kakinaka, K Kotani Economics & management series, 2010 | 6 | 2010 |
| Mobile Phones and Financial Access: Evidence from the Finscope Surveys of Selected Asian Countries SH Lay | 5 | 2018 |
| The Use of Mobile Phones and Financial Inclusion: Evidence from the FinScope Survey SH Lay | 3 | 2017 |
| Enterprise and Dollarization SH Lay, D Aiba Cambodian Dollarization, 69-104, 2023 | | 2023 |
| Japanese Companies Towards Global Trades in Service Sector SH Lay http://www.jftc.or.jp/discourse/archives/2016/pdf/201603.pdf, 2016 | | 2016 |
